Accidents, Injuries, and Insurance Companies

After any type of accident, it is oftentimes important to be in touch with your insurance company. This is especially important if an accident led to an injury. If your loved one was involved in an accident that left them injured, the first few hours or days after the injury might be an overwhelming time. But, one thing that you should try to remember to do is to call their insurance company. You can learn more about the importance of contacting an insurance company here.

Why Contact an Insurance Company?

If your loved one was injured in an accident, their insurance may or may not cover costs related to the accident. While sometimes that at-fault party will be held responsible and provide compensation for an accident, this does not always happen. If it is possible for the insurance company to pay some money towards treatment, your family will likely want to take advantage of this possibility.

Contacting an insurance company as soon as possible is in your best interest. Again, you might be overwhelmed with a lot of things that need to get done at this time, but it is important to contact your loved one’s insurance company as soon as possible. This is because many insurance companies have a rule that an accident must be reported within 24 hours. While you might think that this is just a technicality, it is best to follow the rules. This is because the company may not have your loved one’s best interest at heart. If an insurance company can deny a claim or pay less than they have to, even as a result of a technicality, they will likely try to take advantage of this.

Reporting an accident and beginning the claims process is usually as simple as contacting the insurance company by calling the number on the back of the insurance card. Another option is calling your loved one’s insurance agent. When you call, you will likely have to provide relevant information on behalf of your loved one. If your loved one is well enough to talk, they may be asked to get on the phone and provide some personal information.

An insurance agent can then inform you of what happens next. If there is additional information or forms that the insurance company will need, they will tell you about this. They can also explain the claims process and what your family can expect.

Getting Help

As I’ve already mentioned, I know that this can be a difficult and overwhelming time for your family. But, be careful that the insurance company does not try to take advantage of this chaos. Before giving a sworn or written statement, it is advisable that you contact an attorney. A lawyer can help you through this process and make sure that anything you sign is in the best interest of your injured loved one and your family. For further assistance dealing with insurance companies, you can contact my office. I can help you through this process.

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